[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.chnj.cz\/nedaji-vam-v-bance-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.chnj.cz\/nedaji-vam-v-bance-pujcku\/","headline":"Nedaj\u00ed v\u00e1m v bance p\u016fj\u010dku?","name":"Nedaj\u00ed v\u00e1m v bance p\u016fj\u010dku?","description":"Bez pen\u011bz se ned\u00e1 \u017e\u00edt. Mo\u017en\u00e1 by se bez nich dalo p\u0159e\u017e\u00edvat, ale k dokonal\u00e9mu \u017eivotu by to pak m\u011blo hodn\u011b daleko. V\u017edy\u0165 si jenom zkuste p\u0159edstavit, co v\u0161echno byste museli o\u017eelet, kdybyste za to nem\u011bli \u010d\u00edm platit. Nejd\u0159\u00edve byste ur\u010dit\u011b p\u0159i\u0161li o st\u0159echu nad hlavou, stravovali byste se mo\u017en\u00e1 n\u011bjak\u00fdmi zbytky, kter\u00e9 ti movit\u011bj\u0161\u00ed ... <a href=\"https:\/\/www.chnj.cz\/nedaji-vam-v-bance-pujcku\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> \"Nedaj\u00ed v\u00e1m v bance p\u016fj\u010dku?\"<\/span> &raquo;<\/a>","datePublished":"2024-04-13","dateModified":"2024-04-13","author":{"@type":"Person","@id":"https:\/\/www.chnj.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.chnj.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"chnj.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.chnj.cz\/wp-content\/uploads\/ffffffffffffffff_8.jpg","url":"https:\/\/www.chnj.cz\/wp-content\/uploads\/ffffffffffffffff_8.jpg","height":0,"width":0},"url":"https:\/\/www.chnj.cz\/nedaji-vam-v-bance-pujcku\/","about":["Pen\u00edze"],"wordCount":442,"articleBody":"      Bez pen\u011bz se ned\u00e1 \u017e\u00edt. Mo\u017en\u00e1 by se bez nich dalo p\u0159e\u017e\u00edvat, ale k dokonal\u00e9mu \u017eivotu by to pak m\u011blo hodn\u011b daleko. V\u017edy\u0165 si jenom zkuste p\u0159edstavit, co v\u0161echno byste museli o\u017eelet, kdybyste za to nem\u011bli \u010d\u00edm platit. Nejd\u0159\u00edve byste ur\u010dit\u011b p\u0159i\u0161li o st\u0159echu nad hlavou, stravovali byste se mo\u017en\u00e1 n\u011bjak\u00fdmi zbytky, kter\u00e9 ti movit\u011bj\u0161\u00ed odhodili, kdo v\u00ed, do \u010deho byste se mohli provizorn\u011b obl\u00e9knout. A chyb\u011bly by v\u00e1m nejen tyto d\u016fle\u017eit\u00e9 mo\u017enosti, bez kter\u00fdch je civilizovan\u00fd \u017eivot nemo\u017en\u00fd. Stejn\u011b tak byste postr\u00e1dali spoustu dal\u0161\u00edch v\u011bc\u00ed a slu\u017eeb. V\u00fd\u010det toho, co byste nemohli m\u00edt, by byl s\u00e1hodlouh\u00fd.Tak\u017ee pen\u00edze mus\u00edme m\u00edt. Vy stejn\u011b jako j\u00e1 nebo kdokoliv jin\u00fd. Nem\u00edt je znamen\u00e1 m\u00edt v\u00e1\u017en\u00e9 probl\u00e9my. A o tom, jak d\u016fle\u017eit\u00e9 je finan\u010dn\u00ed zaji\u0161t\u011bn\u00ed, sv\u011bd\u010d\u00ed t\u0159eba u\u017e od dost d\u0159\u00edv\u011bj\u0161\u00edch dob dejme tomu skokani vrhaj\u00edc\u00ed se z mrakodrap\u016f v dob\u011b krize v Americe. A i u n\u00e1s se daj\u00ed naj\u00edt p\u0159\u00edklady lid\u00ed, kte\u0159\u00ed to kv\u016fli sv\u00e9 ekonomick\u00e9 situaci dot\u00e1hli klidn\u011b a\u017e k sebevra\u017ed\u011b. A t\u011bch, kdo p\u00e1chali finan\u010dn\u011b motivovanou trestnou \u010dinnost a skon\u010dili kv\u016fli n\u00ed ve v\u011bzen\u00ed, je u n\u00e1s po\u017eehnan\u011b.Ale ne v\u017edycky m\u00e1me my lid\u00e9 takov\u00e9 p\u0159\u00edjmy, jak\u00e9 pot\u0159ebujeme m\u00edt. \u010casto vyd\u011bl\u00e1v\u00e1me p\u0159\u00edli\u0161 m\u00e1lo a nem\u016f\u017eeme si tak dovolit v\u00e9st plnohodnotn\u00fd \u017eivot. A tak si n\u011bkdy pen\u00edze i p\u016fj\u010dujeme, kdy\u017e jich po ur\u010ditou dobu pot\u0159ebujeme m\u00edt v\u00edc, ne\u017e kolik jich m\u00e1me.Ale p\u016fj\u010dky se neposkytuj\u00ed jenom tak n\u011bkomu. Bankovn\u00ed p\u016fj\u010dky dostanou jenom ti, kdo za n\u011b zvl\u00e1dnou nab\u00eddnout prok\u00e1z\u00e1n\u00ed sv\u00fdch vysok\u00fdch p\u0159\u00edjm\u016f a maj\u00ed registry dlu\u017en\u00edk\u016f bez z\u00e1znam\u016f, a nebankovn\u00ed hypot\u00e9ka je tu pro ty, kdo maj\u00ed aspo\u0148 nemovit\u00fd majetek, kter\u00fd by mohl poslou\u017eit jako z\u00e1ruka vr\u00e1cen\u00ed takov\u00e9 p\u016fj\u010dky. A kdo nem\u016f\u017ee nab\u00eddnout nic z toho, m\u00e1 prost\u011b sm\u016flu.A tak bychom se ur\u010dit\u011b m\u011bli sna\u017eit vyd\u011bl\u00e1vat co nejv\u00edc. Abychom se nemuseli nikdy st\u00e1t \u017eadateli o p\u016fj\u010dku. A kdy\u017e n\u00e1m to nevyjde, m\u011bli bychom m\u00edt aspo\u0148 nemovitost. Abychom aspo\u0148 u nebankovn\u00ed spole\u010dnosti neztratili nikdy nad\u011bji.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nedaj\u00ed v\u00e1m v bance p\u016fj\u010dku?","item":"https:\/\/www.chnj.cz\/nedaji-vam-v-bance-pujcku\/#breadcrumbitem"}]}]